Legal • ARCaml

Lawyers & Conveyancers — Property & Financial Matters

ARCaml for legal: CDD at matter opening with PEP/sanctions screening, reviewer notes, and audit-ready outputs aligned to AUSTRAC.

Legal Overview

  • CDD at matter opening (before advice)
  • EDD triggers & reviewer notes
  • Outputs for audit & counsel
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We’ll provision a sector-ready pack and onboarding checklist tailored to your business.

Organisation

Use the legal/trading name that will appear on agreements and invoices.

Primary contact

Legal intake — AUSTRAC-aligned CDD

From enrolment to SMRs and reviews.

  1. 1

    Enrol & designate MLRO

    Enrol with AUSTRAC and nominate a compliance officer (MLRO) with adequate seniority.

  2. 2

    Risk assessment for matters

    Profile matter types (property, trust, commercial), client profiles, delivery channels, and cross-border elements.

  3. 3

    Program Part A (governance) & Part B (CDD)

    Set risk-based controls, screening, and detailed KYC/KYB procedures including beneficial ownership and PEP checks.

  4. 4

    Matter opening: apply CDD

    Collect and verify client identity before providing the designated service; resolve discrepancies before proceeding.

  5. 5

    EDD when red flags appear

    Escalate to EDD with additional verification/evidence where risk indicators are present.

  6. 6

    Ongoing monitoring

    Monitor relationships/matters; re-verify on trigger events and maintain auditable notes.

  7. 7

    SMR obligations

    Lodge SMRs each time a new suspicion forms; include references to prior SMRs for the same client where relevant.

  8. 8

    7-year records, training & independent review

    Retain records for at least 7 years, train staff on AML/CTF, and arrange regular independent reviews of Part A.

What you receive

Audit-ready artefacts for AUSTRAC inspections and partner reviews.

• AML/CTF Program

• ML/TF Risk Assessment Report

• CDD Certificates (signed & timestamped)

• Reviewer notes & activity history

• Staff training & completion records

• SMR/TTR templates and exports

Ready to hand off compliance?